How to Find the Right Live-In Caregiver for My Mother

A mother finds happiness with her live-in caregiver providing support and companionship at home.

Your mother has always valued her independence and the comfort of her own home. Now that she needs more support, the goal is to honor that legacy, not erase it. The decision to find a live in caregiver for my mother is about providing a partner who can help her continue to live safely and with dignity in the place she loves most. But finding the right person requires a thoughtful approach. This guide will walk you through how to assess her true needs, where to look for qualified candidates, and what questions to ask to ensure you find a perfect match for her personality and lifestyle.

Key Takeaways

  • Start with a Detailed Care Assessment: Before you begin your search, honestly evaluate your mother’s physical, cognitive, and social needs. This clarity acts as your roadmap, ensuring you find a caregiver with the right skills and personality for her specific situation.
  • Weigh the Pros and Cons of Your Hiring Options: Decide whether you want the security of a home care agency that handles vetting and logistics, or the full control and responsibility that comes with hiring a caregiver independently. Understanding this difference is key to managing your own stress and legal obligations.
  • Prioritize Open Communication for a Smooth Transition: The success of live-in care depends on a strong relationship built on trust. Establish clear expectations, create a plan for regular check-ins, and be prepared to address the emotional adjustments for both you and your mom from day one.

What Does a Live-In Caregiver Do?

When you hear “live-in caregiver,” you might picture someone who simply helps with a few basic tasks. But in reality, their role is so much more comprehensive. A great live-in caregiver becomes a trusted partner in your mother’s daily life, providing a blend of practical support, companionship, and watchful oversight that allows her to continue living safely and comfortably in her own home. Their responsibilities are tailored to your mom’s specific needs, covering everything from personal hygiene and meal preparation to social interaction and household management.

Think of them as the person who handles the day-to-day details so you can have peace of mind. They are there to ensure your mom starts her day safely, eats nutritious meals, remembers her medication, and has a friendly face to talk to. This consistent, one-on-one support is what makes 24/7 around-the-clock care such a reassuring option for families. It’s not just about checking boxes on a to-do list; it’s about supporting her overall well-being, preserving her independence, and ensuring she lives with dignity and respect in the place she loves most.

Personal Care and Daily Assistance

One of the most fundamental roles of a live-in caregiver is providing hands-on personal care. This includes helping your mom with daily routines that may have become difficult, such as bathing, dressing, and grooming. A caregiver offers this support with the utmost respect for her privacy and dignity. They also provide crucial mobility assistance, helping her move safely around the house, get in and out of bed, or transfer to a chair. This steady support is essential for injury and fall prevention, which is often a top concern for families. The goal is to ensure she feels comfortable, safe, and confident in her own home.

Companionship and Social Engagement

Beyond the physical tasks, a live-in caregiver offers something just as vital: companionship. For many seniors, loneliness and isolation can be serious concerns. A caregiver provides a consistent source of social interaction, engaging your mom in conversation, sharing meals, or participating in her favorite hobbies, whether it’s playing cards, gardening, or watching a classic movie. This dedicated companion care helps keep her mind active and her spirits high. They can also help her stay connected with friends and family by assisting with phone calls or video chats, ensuring she never feels truly alone.

Health Monitoring and Medication Reminders

While live-in caregivers don’t provide medical services, they play a key role in your mom’s health management. They can ensure she takes her medications at the correct times and in the proper doses, removing any guesswork or forgotten pills. A caregiver is also an extra set of eyes and ears, observing any changes in your mom’s condition—like a shift in appetite, mood, or mobility—and reporting them to you or her healthcare provider. This is especially important for managing chronic conditions or providing specialized dementia and Alzheimer’s care. They can also help with scheduling doctor’s appointments and arranging transportation.

Meal Preparation and Light Housekeeping

Maintaining a clean, safe, and comfortable home is another core responsibility. A live-in caregiver can handle all aspects of meal preparation, from planning nutritious menus and grocery shopping to cooking and cleaning up afterward. This ensures your mom is eating well-balanced meals that support her health. They also perform light housekeeping duties to keep the living space tidy and pleasant. This typically includes tasks like doing laundry, changing bed linens, washing dishes, and vacuuming common areas. This support relieves your mom of physical chores and helps create a healthier, more organized environment for her to enjoy.

How to Know What Kind of Care Your Mom Needs

Before you can find the right person, you need a clear picture of what your mom truly needs. Think of this step as creating a detailed job description for her ideal support system. It’s not just about finding “a caregiver”; it’s about finding the right caregiver for her specific situation, personality, and home environment. A thoughtful assessment will make your search more focused and ultimately more successful. Taking the time to observe her daily routines and talk with your mom (if possible) will help you understand the full scope of support required, from help with meals to simple companionship.

This process involves looking at three key areas: her physical abilities, her cognitive health, and her emotional well-being. Each piece is equally important for ensuring she receives comprehensive and compassionate care that allows her to live safely and comfortably at home. By breaking it down, you can move from feeling overwhelmed by the big picture to feeling empowered with a clear, actionable plan. This clarity will be your best tool as you begin the process of finding someone you can trust to care for one of the most important people in your life.

Assessing Her Physical Health and Mobility

Start by looking at her day-to-day physical activities. Make a list of all the tasks where she might need a hand. Does she struggle with getting out of bed, bathing, or dressing? Does she need help with personal grooming or using the bathroom? Be honest and detailed here. Also, consider her mobility. Is she steady on her feet, or does she use a cane or walker? Proper injury and fall prevention is a major concern for many families, and a caregiver can provide the supervision and support needed to keep her safe. If she’s recovering from a recent illness or procedure, she may also need specialized post-surgery care to get back on her feet.

Understanding Her Cognitive and Memory Support Needs

Next, consider her cognitive health. Is she having trouble remembering to take her medications? Does she sometimes forget appointments or get confused about the time of day? These can be early signs that she needs more support. For mothers with a diagnosis like Alzheimer’s or dementia, the needs are more specialized. A caregiver trained in dementia and Alzheimer’s care can provide the structure, patience, and routine that is so crucial for her well-being. This type of support goes beyond simple reminders; it’s about creating a safe and calming environment where she can feel secure, even when her memory is failing her.

Considering Her Emotional and Social Well-being

Finally, don’t overlook her emotional and social needs. Loneliness can have a significant impact on a senior’s overall health. Does your mom have regular social interaction, or is she often alone? Sometimes, the most important thing a caregiver can provide is simply being there. This kind of companion care can make a world of difference, offering conversation, a shared meal, or a partner for a walk. It’s also important to acknowledge your own emotional well-being. Many family caregivers experience guilt and anxiety. Bringing in professional help isn’t giving up; it’s a loving act that ensures your mom gets the best care while allowing you to be her daughter again, not just her caregiver.

Where to Find a Live-In Caregiver

Once you have a clear picture of your mom’s needs, the next step is finding the right person to provide that care. This can feel like a huge task, but you have a few solid options for your search. The three main paths families take are partnering with a professional home care agency, hiring an independent caregiver directly, or using an online platform to find candidates. Each route has its own process and set of responsibilities. Understanding the differences will help you decide which approach gives your family the most confidence and peace of mind. Let’s walk through what each option entails so you can make an informed choice that feels right for your mother and your entire family.

Partnering with a Home Care Agency

Working with a professional home care agency is often the most straightforward and secure way to find a qualified caregiver. Agencies take on the heavy lifting of the hiring process for you. They recruit, screen, and conduct thorough background checks on their caregivers, ensuring each one is qualified and trustworthy. Because the caregivers are employees of the agency, you don’t have to worry about payroll, taxes, or liability insurance—the agency handles all of it. Reputable agencies also provide ongoing training and supervision for their staff. One of the biggest advantages is reliability; if your mom’s primary caregiver is sick or needs time off, the agency will arrange for a qualified replacement, ensuring she always has the around-the-clock care she needs without any disruption.

Hiring an Independent Caregiver Directly

You can also choose to hire a caregiver on your own, perhaps through a personal referral or a local job posting. This approach can sometimes be less expensive, but it requires you to take on the full responsibilities of an employer. You’ll be in charge of writing a job description, interviewing candidates, and conducting your own background and reference checks. Once you hire someone, you are legally responsible for managing payroll, withholding taxes, and securing workers’ compensation and liability insurance. You will also need to create a backup plan for days when your caregiver is unavailable. While hiring directly gives you complete control, it also comes with significant administrative work and legal responsibilities that can add a layer of stress to an already challenging time.

Using Online Caregiver Platforms

Online platforms like Care.com can be a useful tool for finding a large pool of potential caregivers in your area. These websites act as a digital marketplace, allowing you to post a job and browse profiles of caregivers based on their experience, skills, and rates. While these platforms can help you connect with candidates, it’s important to understand that they are not agencies. They are essentially job boards, and the responsibility for vetting, interviewing, hiring, and managing the caregiver still falls entirely on you. You’ll need to perform your own background checks and handle all the employer-related tasks, just as you would if you were hiring an independent caregiver directly. These sites can be a good starting point for your search, but they don’t offer the same level of support and security as a dedicated home care agency.

How to Interview and Choose the Right Caregiver

Once you have a few potential candidates, the interview process is your chance to find the perfect match for your mother. This isn’t just about checking boxes on a resume; it’s about finding someone you can trust to provide compassionate, reliable care in her home. Think of it as a conversation to see who will not only meet her needs but also enrich her life.

Essential Qualifications and Experience to Look For

First, let’s cover the fundamentals. A great caregiver should have a solid foundation of training and experience. Look for certifications like CPR and first aid, and ask about any specialized training they have, especially if your mom has specific health concerns like dementia or mobility issues. Experience is key, but it’s the quality of that experience that matters most. You’re looking for someone who is not just qualified but also demonstrates a deep commitment to their work. A professional agency ensures their home caregivers are highly trained and vetted, giving you a baseline of quality and peace of mind from the start.

Finding the Right Personality and Communication Style

Since this person will be living with your mom, their personality is just as important as their qualifications. You need someone who is patient, empathetic, and genuinely enjoys spending time with seniors. During the interview, pay attention to how they communicate. Are they clear, respectful, and good listeners? A caregiver with strong communication skills can build trust with your mom and keep you informed about her well-being. This person will be more than a helper; they will be a source of companion care, so finding a warm and compatible personality can make all the difference in your mother’s happiness and comfort.

Key Questions to Ask Every Candidate

To get a clear picture of each candidate, come prepared with specific questions. Go beyond their work history and ask about how they handle real-life situations. You might ask, “Can you describe a time you dealt with a difficult situation with a client and how you managed it?” or “How do you ensure a client’s safety and prevent falls?” If your mother has a specific condition, ask about their direct experience with it, such as providing dementia and Alzheimer’s care. Also, be sure to ask for professional references from past employers or clients. Their answers will reveal a lot about their skills, problem-solving abilities, and overall approach to care.

Why You Can’t Skip Background Checks and References

This final step is non-negotiable for your mother’s safety and your peace of mind. Even if a candidate seems perfect, you must conduct a thorough background check that includes a criminal history and driving record review. Following up with their references is equally important. Speaking with a former client or employer can provide invaluable insight into a caregiver’s reliability, work ethic, and character that you can’t get from an interview alone. Reputable agencies handle this entire vetting process for you, ensuring every caregiver has been thoroughly screened before they ever meet your family, which is a core part of providing trusted senior care.

Understanding the Costs of Live-In Care

Arranging live-in care for your mother is a significant decision, and understanding the financial side is a crucial piece of the puzzle. The cost can seem daunting at first, but there are several ways to manage it, from insurance to specific aid programs. Thinking through the investment ensures you can provide consistent, high-quality care without unexpected financial stress. Let’s break down what you can expect to pay and the resources available to help cover the costs.

Typical Rates and What Influences the Price

The cost of live-in care isn’t one-size-fits-all. The biggest factors influencing the price are your location and the specific level of care your mother needs. For example, care in a dense urban area of New Jersey will likely cost more than in a more rural setting. Similarly, basic companion care will have a different rate than specialized dementia and Alzheimer’s care. While national averages hover around $34 to $36 per hour for in-home care, working with a trusted agency for 24/7 around-the-clock care provides vetting, scheduling, and backup care that you wouldn’t get by hiring privately. This comprehensive support is often built into the overall cost, giving you invaluable peace of mind.

Using Long-Term Care Insurance to Cover Costs

If your mother planned ahead and has a long-term care insurance policy, now is the time to review it. These policies are specifically designed to cover services like in-home care when a person can no longer perform a certain number of Activities of Daily Living (ADLs), such as bathing, dressing, or eating. Most plans reimburse for care provided by a licensed home care agency. It’s a good idea to contact the insurance provider to understand the policy’s daily benefit amount, elimination period, and lifetime maximum. We can help you understand and manage your long-term care insurance benefits and paperwork to ensure you get the coverage your mother is entitled to.

Exploring Veterans Benefits and Aid Programs

Did your mother or her late spouse serve in the military? If so, she may be eligible for benefits through the Department of Veterans Affairs (VA) that can help pay for home care. The VA offers several programs, including the Aid and Attendance benefit, which provides a monthly pension supplement to qualified veterans and survivors who need assistance with daily activities. The Program of Comprehensive Assistance for Family Caregivers also provides support for those caring for veterans. Exploring these home care services for veterans can provide a significant financial resource and is a well-deserved benefit for her family’s service.

A Note on Medicare and Medicaid

It’s a common question, but it’s important to know that Original Medicare does not typically cover long-term, non-medical custodial care. Medicare is designed for short-term, skilled nursing care after a hospital stay or for specific medical needs. While some Medicare Advantage (Part C) plans may offer limited in-home support, they rarely cover 24/7 assistance. Medicaid, on the other hand, does have programs that can pay for home care, but eligibility is based on strict income and asset limits. For most families seeking private live-in care, relying on Medicare or Medicaid isn’t a viable option, making long-term care insurance and private funds the primary ways to pay.

Common Myths About Live-In Care (and the Truth)

When you start exploring live-in care, you’ll likely come across a lot of information—and some of it can be misleading. It’s easy to get overwhelmed by conflicting advice, especially when you’re trying to make the best decision for your mother. Many families hesitate because of common myths surrounding the cost, quality, and complexities of arranging care.

Let’s clear up some of that confusion. Understanding the reality behind these misconceptions will help you move forward with confidence, knowing you have the facts. Below, we’ll break down the truth about live-in care so you can focus on what truly matters: finding compassionate and reliable support for your mom.

Misconceptions About Cost and Hidden Fees

Many people assume live-in care comes with an astronomical, one-size-fits-all price tag. The truth is, the cost depends on several factors, primarily your location and the specific level of care your mother needs. For instance, basic companion care will cost less than specialized support for someone with dementia. A reputable provider will always be transparent about their pricing structure. When you’re vetting options, always ask if there are additional charges for things like holidays or transportation. This ensures you have a complete picture of the investment from the start. Many families also use long-term care insurance to help manage the expense.

Expectations vs. Reality for Quality of Care

There’s a common fear that finding a truly wonderful caregiver is a matter of luck. While it’s true that finding the right person takes careful planning, it’s far from impossible. A great caregiver is more than just a helper; they are reliable, patient, and trustworthy professionals dedicated to your mom’s well-being. The key is knowing where to look. Working with a trusted agency means you’re choosing from a team of vetted, certified, and experienced home caregivers. An agency handles the rigorous screening process for you, so you can be sure that the person coming into your mother’s home is qualified, compassionate, and ready to provide exceptional care.

Understanding Your Legal and Employer Responsibilities

If you hire a caregiver independently, you become their employer. This is a detail many families overlook. It means you are legally responsible for managing payroll, withholding taxes, and conducting background checks. It’s a significant administrative burden that adds another layer of stress. Furthermore, it’s important to know that Medicare does not typically cover non-medical home care. Partnering with a professional senior care agency removes these complexities entirely. The agency acts as the employer, handling all the legal, financial, and HR responsibilities. This frees you to focus on your relationship with your mom, not on paperwork.

Setting Everyone Up for Success

Finding the right person is a huge relief, but the work doesn’t stop there. The key to a lasting and positive relationship with a caregiver is creating a supportive and clear environment from the very beginning. This isn’t about micromanaging; it’s about building a foundation of trust that ensures your mother receives consistent, high-quality care. When a caregiver feels respected, informed, and prepared, they can focus on what truly matters: your mother’s well-being and comfort. By taking the time to establish clear expectations, create an open communication plan, and always have a backup strategy, you can create a partnership that works for everyone—your mom, her caregiver, and you. These proactive steps help prevent misunderstandings down the road and give you the peace of mind that comes from knowing your mother is in capable and caring hands, no matter what comes up. It transforms the arrangement from a simple service into a true care team, where everyone is aligned on the same goals. This initial investment of time and thought pays off immensely, leading to a more stable, happy, and secure home environment for your mother.

Establish Clear Expectations from Day One

To build a successful partnership, it’s essential to be clear about your expectations from the start. Think of it as creating a roadmap for care. Before the caregiver’s first day, write down a detailed list of your mother’s needs, preferences, and daily routines. This guide should cover everything from specific personal care tasks and medication schedules to her favorite meals and social activities. A clear plan helps prevent misunderstandings and ensures the caregiver feels confident and equipped to provide the best possible support for your mom, making the transition smoother for everyone involved.

Create an Open Communication Plan

Trust is built on open and honest communication. From the beginning, establish a plan for how you, the caregiver, and your mother will stay connected. This could be a brief daily text update, a shared journal to log notes, or a scheduled weekly phone call to discuss progress and address any questions. A great caregiver will be able to communicate clearly not just with you, but also with your mom and any other healthcare providers. Creating a system for regular check-ins ensures that small concerns can be handled before they grow into larger problems, fostering a respectful and supportive environment where everyone feels heard.

Always Have a Backup Care Strategy

Even the most dedicated caregiver needs time off for personal appointments, vacations, or unexpected sick days. Planning for these moments is a crucial part of responsible caregiving that ensures your mother is never without support. This is one of the biggest advantages of working with a professional agency, which manages scheduling and provides qualified replacement home caregivers when needed. If you hire independently, you’ll need to build your own support network. This could involve asking trusted family members to be on call or researching local respite care services in advance, so you’re never left scrambling for a solution.

Navigating the Emotional Side of This Transition

Bringing a live-in caregiver into your mother’s home is a significant change, and it’s about much more than just logistics. This transition brings up a lot of feelings for everyone involved. It’s completely normal to feel a mix of relief, guilt, sadness, and hope. Acknowledging these emotions is the first step toward managing them. By preparing for the emotional side of this journey, you can create a smoother, more positive experience for your mom, yourself, and your entire family. The goal is to ensure your mother receives the best possible care while feeling respected and supported, and that you find peace of mind knowing she’s safe and happy.

For You: Handling Guilt and Family Dynamics

It’s common for adult children to feel a sense of guilt when hiring outside help, as if they’re failing to fulfill a family duty. Please know this: arranging for professional care is an act of love and responsibility. You’re ensuring your mother gets consistent, skilled support that you may not be equipped to provide while juggling your own career and family. The emotional challenges of being a family caregiver are immense, and bringing in a professional allows you to focus on being a daughter again. This transition can also stir up complex family dynamics. Siblings may disagree on the type of care needed or the costs involved. Try to have open, honest conversations and present a united front to your mother.

For Your Mom: Supporting Her Through the Change

For your mother, this change can feel like a loss of independence and privacy. Having a new person in her home, helping with personal tasks, is a major adjustment. She might feel a wide range of emotions, from anger and resentment to relief and gratitude. The best way to support her is to involve her in the process as much as possible. Let her meet potential caregivers and have a say in who is chosen. Frame the caregiver not as someone taking over, but as a partner who can help her continue living safely and comfortably in her own home. This is especially important if she is dealing with memory loss, as the stress of change can sometimes worsen symptoms of dementia and Alzheimer’s.

For Everyone: Managing Resistance and Concerns

Don’t be surprised if your mother resists the idea of a caregiver at first. This is a common reaction rooted in a fear of losing control. Approach the conversation with empathy and patience. Start by focusing on the benefits, like having help with meals or a companion for walks. Sometimes, a trial period can ease her into the idea. It’s also important to address the family’s concerns about personal space. Having someone new in the house changes the dynamic for everyone. Set clear boundaries and expectations from the start to ensure both your mother and the caregiver feel comfortable. Open communication is key to making around-the-clock care a successful and positive arrangement for all.

Preparing for Common Bumps in the Road

Even with the most careful planning, bringing a new person into your mother’s home is a significant change. It’s completely normal for there to be a few bumps along the way as everyone settles into a new routine. The key is to anticipate these challenges so you can handle them with confidence and grace. Thinking through these potential issues ahead of time will give you a clear path forward, ensuring your mother’s care remains consistent and your own stress stays manageable. By preparing for these scenarios, you’re not expecting the worst; you’re simply creating a safety net that allows everyone to feel more secure.

Getting Through the Initial Adjustment Period

The first few weeks with a new caregiver involve an adjustment period for everyone. Your mother is getting used to having someone new in her space, and you are adapting to a new role in managing her care. It’s common for family caregivers to feel a mix of relief, anxiety, and even guilt. You might find you have less time for yourself as you work to get everything running smoothly, which can lead to emotional fatigue.

Give yourself and your mother some grace during this time. Encourage open conversations about how things are going. Schedule short, regular check-ins to see how your mom is feeling and what support she needs. Remember that professional companion care is about more than just tasks; it’s about building a trusting relationship, and that can take a little time to develop.

What to Do if a Caregiver Leaves

One of the biggest worries for families is what happens if a caregiver leaves unexpectedly due to a personal emergency, illness, or another job offer. If you’ve hired independently, this can create a true care crisis, leaving you scrambling to find a replacement. This is one of the most compelling reasons to partner with a reputable home care agency.

A professional agency has a team of qualified home caregivers ready to step in, ensuring there are no gaps in your mother’s care. When you work with a provider like Live Easy Home Care, a backup plan is already built-in. If your primary caregiver is unavailable for any reason, the agency will coordinate a qualified replacement who is already vetted, trained, and briefed on your mother’s specific needs. This provides invaluable peace of mind and continuity of care.

How to Address Compatibility Issues

What if your mother and her caregiver just don’t click? Personality and communication styles are deeply personal, and sometimes a match that looks perfect on paper doesn’t quite work in practice. If you sense friction, it’s important to address it early. The foundation of great care is a relationship built on trust and mutual respect.

Start by talking to your mother and the caregiver separately to understand each person’s perspective. Often, small misunderstandings can be cleared up with better communication. However, if the issue persists, don’t hesitate to contact your agency. A good agency acts as your partner and advocate. They can provide mediation or, if necessary, find a caregiver who is a better fit. This is especially critical for specialized services like Dementia & Alzheimer’s Care, where a calm and compatible presence is essential for your loved one’s well-being.

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Frequently Asked Questions

What’s the difference between a live-in caregiver and 24/7 around-the-clock care? This is a great question because the terms are often used interchangeably, but they can mean different things. A traditional live-in caregiver resides in the home and is given an 8-hour break for sleep. In contrast, 24/7 around-the-clock care typically involves a team of caregivers who work in shifts to ensure someone is always awake and available to provide support, day or night. This is often the best option for individuals who need supervision overnight, such as those with dementia who may wander or those with significant mobility challenges.

My mom is resistant to the idea of having a caregiver. How can I help her adjust? This is a very common and understandable reaction. The key is to approach the conversation with empathy and focus on the benefits to her independence, not her limitations. Frame it as a way to get support with tiring chores like laundry and cooking so she has more energy for the things she enjoys. Involve her in the selection process so she feels a sense of control. Sometimes, starting with a few hours of companion care a week can be a gentle way to introduce the idea before moving to a full-time arrangement.

What happens if the caregiver needs a day off or gets sick? This is a critical point to plan for, as it’s one of the biggest challenges of hiring independently. A professional agency handles this for you entirely. They have a team of qualified caregivers and will arrange for a substitute who is already vetted and briefed on your mother’s needs, ensuring there is never a gap in care. This built-in backup plan provides enormous peace of mind and prevents you from having to scramble for a solution during an emergency.

Can a live-in caregiver help with medical tasks like giving injections or changing wound dressings? Generally, non-medical home caregivers are not licensed to perform clinical tasks. Their role focuses on personal care, daily assistance, and companionship. This includes things like medication reminders, helping with mobility, and monitoring for any changes in condition. For medical needs, you would require a skilled nursing service, which can often work in partnership with your non-medical caregiver to provide comprehensive support.

How do we ensure my mom still has her privacy and personal space with someone else living in her home? Setting clear boundaries from the start is essential for making this arrangement comfortable for everyone. It’s important to establish a clear schedule that includes designated private time for your mother each day. The caregiver should also have their own private space in the home where they can rest and recharge. A good caregiver understands the importance of respecting a client’s home and personal space and will be skilled at providing support without being intrusive.

A mother finds happiness with her live-in caregiver providing support and companionship at home.